Zurich Update – AG49

Remember, these changes only impact how IUL policies are illustrated and DO NOT impact the way Zurich’s products perform.

Transition Rules
A new signed illustration will only be required if:

1) The existing signed illustration uses an illustrative rate higher than the maximum illustrative rate as defined by AG49.

AND

2) The policy’s initial premium and final delivery requirements have not been received by Zurich in good order by August 31, 2015.